Terms of Service

1. Acceptance of Terms

By accessing or using FinceptTerminal and related services provided by Fincept Corporation ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

FinceptTerminal is an open-source data analytics platform that provides:

• Real-time business data and analytics
• AI-powered data insights
• Advanced charting and data visualization tools
• Community features and forums
• API access for developers

3. User Accounts

3.1 Account Creation

To access certain features, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

3.2 Account Termination

We reserve the right to suspend or terminate accounts that violate these terms or engage in abusive behavior.

4. Acceptable Use

You agree NOT to:

• Use the service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Distribute malware or harmful code
• Scrape or harvest data without permission
• Impersonate others or provide false information
• Violate any applicable laws or regulations
• Use the service for data manipulation or fraudulent purposes

5. Intellectual Property

5.1 Our Content

FinceptTerminal is open-source software licensed under applicable open-source licenses. The Fincept brand, logos, and website content remain our property.

5.2 User Content

You retain ownership of content you create. By posting content, you grant us a license to use, display, and distribute it within the service.

6. Educational Use Disclaimer

• We do not provide recommendations, advice, or guidance of any kind
• Historical data does not predict future outcomes
• You are solely responsible for decisions based on data analysis
• This platform is for educational use only
• Data may be delayed or inaccurate; verify independently

7. API Usage

If you use our API services:

• You must comply with our API documentation and rate limits
• API keys are confidential and should not be shared
• We may modify or discontinue API services with notice
• Commercial use may require a separate agreement

8. Third-Party Services

FinceptTerminal may integrate with third-party data providers and services. We are not responsible for:

• The accuracy of third-party data
• The availability of third-party services
• Third-party terms and policies

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The service is provided "AS IS" without warranties
• We are not liable for any indirect, incidental, or consequential damages
• We are not liable for losses from decisions based on data analysis
• Our total liability is limited to the amount you paid us (if any)

10. Indemnification

You agree to indemnify and hold harmless Fincept Corporation from any claims, losses, or damages arising from your use of the service or violation of these terms.

11. Modifications

We may modify these terms at any time. Material changes will be notified via email or prominent notice on the website. Continued use after changes constitutes acceptance.

12. Governing Law

These terms are governed by the laws of India. Any disputes shall be resolved in the courts of competent jurisdiction in India.

13. Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in effect.

14. Contact Information

For questions about these Terms of Service:

• Email: legal@fincept.in
• Website: fincept.in/contact