Frequently Asked Questions

Enterprise is the private, closed-source build and it is where the product is now developed. It runs on private and proprietary datasets the open build cannot reach, ships far higher usage limits, adds a private dataroom for your own documents, and carries the controls institutions require — SSO and SAML, audit logs, role-based access, data isolation and an SLA. The open edition is capable in its own right and stays on GitHub under AGPL-3.0, which suits individuals, learners and academic researchers. For a desk we point you at Enterprise instead — a straightforward commercial subscription with no copyleft obligations attached.

Yes, at a reduced cadence. It stays open on GitHub under AGPL-3.0 and everything already released stays released, but the public terminal now ships roughly one update per month rather than continuous development — the team is focused on the subscription-funded Enterprise edition. It is not being archived, and issues and pull requests are still reviewed.

No. Enterprise runs on a separate backend with its own user records, so an existing fincept.in login does not exist there. You create an Enterprise account on this website, and that is the login the desktop terminal uses. The download is free, but the app stays locked until an active subscription is attached to that account.

Yes, and plenty of people do. They are separate accounts under possibly different emails, so holding a free account and an Enterprise seat at the same time is a normal state — the site header will show you links to both.

Per user, per month: Exclusive $99, Exclusive+ $199 and Exclusive Pro $299. Quarterly billing saves 15% and grants a whole quarter of credits up front. There is no annual commitment and no seat minimum, and the subscription lives on the account rather than the machine. For comparison, a Bloomberg Terminal seat is roughly $27,000 per user per year, Refinitiv about $22,000 and FactSet around $12,000.

No, they are separate products. API credit packs are a one-time purchase for programmatic access to the Fincept REST API and are listed on the open-source page. An Enterprise seat is a monthly subscription for a person using the Enterprise terminal application, and includes its own much larger usage allowance.

Yes. Each pack carries a validity window shown on its card, counted from the date of purchase rather than from first use. Free-tier credits do not expire.

The terminal checks for an active subscription with the server each time it opens, so access ends when the subscription does. Your account, settings and anything you loaded into your dataroom are retained, and resubscribing restores access without setting anything up again.

There is no unlocked trial build, because the terminal verifies entitlement server-side before it opens. Two things are open to you first: the free open-source edition, which shares the core data workflow, and a live walkthrough of the Enterprise build with our team.

Over 423,000 instruments across NASDAQ, NYSE, AMEX, OTC and CBOE — stocks, ETFs, funds and depository receipts — drawn from more than 2,000 data sources. Enterprise accounts additionally reach private and proprietary datasets with deeper history and faster refresh than the public sources behind the open edition.

In the Enterprise edition it plans the work before answering, delegates to specialist agents for equity, macro and cross-asset questions, reads live market data and any documents in your private dataroom, and returns a sourced note rather than a chat reply. Agent Studio and the Node Editor let you build and wire your own agents, and MCP servers connect them to your existing systems. The open-source edition includes a single, simpler market assistant.

Yes, in the Enterprise edition. Backtesting, the AI Quant Lab, volatility surface analytics and Alpha Arena for putting strategies head to head are all modules inside the application rather than a separate product.

Over 50, including RSI, MACD, Bollinger Bands, SMA, EMA, Stochastic, ATR and OBV, across all timeframes and rendered in interactive charts. These are in both editions.

Yes. Derivatives, crypto, alternative investments, M&A situations and portfolio-level exposure, plus macro and non-financial intelligence — official statistics, central bank series, DBnomics, regional Asia coverage, geopolitics and maritime activity.

On Enterprise, yes. The private dataroom takes your filings, memos and models, and the research agents read them alongside market data inside your own workspace rather than a shared pool. You can also map your own data sources in and work in the built-in Excel module.

The Enterprise terminal is a desktop application for Windows, macOS and Linux. The open-source edition runs on the same three platforms and additionally as a hosted web terminal in any modern browser.

Yes. The Fincept REST API covers market data, fundamentals, history, news, economics, symbol search, AI research and QuantLib pricing across roughly 500 endpoints. A free tier is included with any account, and one-time credit packs add volume. An Enterprise seat includes a far higher allowance.

The open edition is on GitHub under the Fincept Corporation organisation, published under AGPL-3.0. It is not MIT and not permissive — AGPL is strong copyleft, so modifications must be shared under the same licence if you distribute the software or run it as a network service. The Enterprise build is proprietary and closed source, and for a team deployment it is the route we point you at: a clean commercial subscription from $99 per user per month with no copyleft obligations to manage.

Yes. The subscription lives on the account rather than the device, so the terminal signs in on every machine you install it on, up to your seat count.

It is a hosted service today. Dedicated deployments for institutions with strict data-residency requirements are handled case by case — get in touch and we will walk through the options.

Single sign-on including SAML, audit logs, role-based access control, dedicated data isolation and an availability SLA. Payments are processed by Cashfree, a PCI-DSS compliant gateway, so card details never reach our servers.

Documents you load into an Enterprise dataroom stay in your workspace and are read only by your own agents — not pooled with other customers and not used to train models. Connections are encrypted in transit, and we do not sell or share personal data with third parties.

The open-source edition is public on GitHub, so a compliance team can read exactly how the core data workflow behaves before the private build reaches your network. For the Enterprise build we will walk your team through the architecture, data handling and access controls directly.

Create an Enterprise account, choose a seat plan, and complete payment on this website. The desktop terminal then signs in with that same email and password, and unlocks as soon as the subscription is confirmed.

Download the open-source desktop app from GitHub, or create a free account and use the hosted web terminal in your browser. Neither needs a card.

No. The terminal is a graphical application throughout, and Agent Studio and the Node Editor are visual. The API and the Code module are there for developers who want them, not requirements for using the product.

Yes. The terminal manual runs to 700 pages across 41 guides and 472 sections, covering every tab and workflow — readable on the site or downloadable as a PDF. API documentation is published separately.