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Quantcept — institutional-grade AI research for Wall Street professionals. Built for the desk, delivered in your terminal. Explore Quantcept →Quantcept — AI research for Wall Street. Explore →

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One Seat. Everything In It.

Fincept Terminal Enterprise is a one-time payment per user for 30 or 90 days of access — no auto-renewal, no seat minimum, no module you have to buy separately. From $15 a seat.

Exclusive
Monitor & track
$15
per user · one-time · 30 days
700 credits
≈ 700 AI chats
Portfolios1
Watchlists3
Paper accounts1
Price history1 year
Broker accounts—
Seats included1
✓Every tab, every tier
✓Market data & charts
✓News & RSS feeds
✓Research & derivatives
✓Paper trading
✓Backtesting
✓AI chat (credit-metered)
✓MCP server for coding agents
✗AI tools & deep research
✗Agent teams
✗Live feeds & news sentiment
✗Backtest optimiser
✗Scheduled refresh & clean export
✗Link a broker account
✗Live broker trading
✗Live algo deployment
✗L2 depth & crypto perps
✗Point-in-time & bulk export
Get Started
1 device · no auto-renewal
Exclusive Pro
Execute & automate
$45
per user · one-time · 30 days
5,000 credits
≈ 5,000 AI chats or 200 research reports
PortfoliosUnlimited
WatchlistsUnlimited
Paper accountsUnlimited
Price historyUnlimited
Broker accountsUnlimited
Seats included2
Everything in Exclusive+, plus
✓Every tab, every tier
✓Market data & charts
✓News & RSS feeds
✓Research & derivatives
✓Paper trading
✓Backtesting
✓AI chat (credit-metered)
✓MCP server for coding agents
✓AI tools & deep research
✓Agent teams
✓Live feeds & news sentiment
✓Backtest optimiser
✓Scheduled refresh & clean export
✓Link a broker account
✓Live broker trading
✓Live algo deployment
✓L2 depth & crypto perps
✓Point-in-time & bulk export
Get Started
1 device · no auto-renewal

Larger deployment, custom integrations or data-residency requirements? Talk to us →

Every Limit, Side by Side

These are the numbers the servers enforce — the same table the terminal shows and the same one the API refuses against. Every tab is open on every plan; these are the depth.

Limit
Exclusive
Exclusive+
Exclusive Pro
Credits
700 / mo
2,000 / mo
5,000 / mo
Streaming symbols
25
100
500
Symbols per watchlist
25
100
Unlimited
AI agents
5
25
53
Agent team modes
—
3
6
External MCP servers
—
5
Unlimited
Algo strategies
3
25
Unlimited
Live algo deploys
—
—
Unlimited
Alpha Arena rounds
—
2 / mo
Unlimited
Scheduled refreshes
—
10
Unlimited
News monitors
2
10
Unlimited
Backtest history (daily bars)
2 years
10 years
Unlimited
EDGAR filing pulls
10 / mo
Unlimited
Unlimited
Data series loads
300 / mo
1,500 / mo
Unlimited
Cloud storage
1 GB
20 GB
100 GB

Run Out? Top Up Without Changing Plan

Your plan's credits are spent first because they are the part that expires. Purchased credits never expire, and buying a pack does not change your tier.

Small
250
credits
$3
Medium
750
credits
$8
Large
2,000
credits
$21
$27,000
Bloomberg / Seat / Year
$180
Fincept From / Seat / Year
99%
Lower Per Seat
One-time
No Auto-Renewal

What a Paid Seat Adds

The open-source terminal stays free and maintained. This is exactly what changes when you take a seat.

Feature
Open Source
Enterprise
Licence
AGPL-3.0 + paid commercial
Commercial subscription
Account required
Free Fincept account
Enterprise account
Where it runs
Desktop app + browser
Desktop app
Market data
Public sources
Private + proprietary
Usage limits
Standard
Greatly expanded
AI research
Standard agents
Multi-agent, planning
Live broker routing
✕
✓
Live algo deployment
✕
✓
Point-in-time data
✕
✓
Priority support & SLA
✕
✓
Update cadence
Monthly
Active development
Support
Community
Dedicated
Price
Free for individuals
$15+ / user / 30 days

Just want the free edition or API credits? See the open-source page →

Pricing Questions

A seat on Fincept Terminal Enterprise — the private, closed-source desktop build. It runs on proprietary datasets the open-source edition cannot reach and includes the agent, quant and dataroom modules. The plan lives on your account, not the machine, so you can install and sign in on every computer you work from.

No. Every plan is a one-time payment per user: 30 days of access, or 90 days for 11% less than three 30-day payments, with all the credits granted on activation. Access ends on its own when the days run out — nothing renews, no card is kept on file and you are never charged again unless you buy again. There is no minimum seat count, and buying a different plan replaces the current one rather than adding a second.

There is nothing to cancel. The terminal verifies an active plan with the server each time it opens, so access simply ends when the plan expires. Your account, settings and anything you loaded into your dataroom are retained — buying another plan restores access without setting up again.

Yes. Enterprise runs on a separate backend with its own user records, so an existing fincept.in account will not sign you in to the Enterprise terminal. You create an Enterprise account during checkout, and that is the login the desktop app uses.

A Bloomberg Terminal seat is roughly $27,000 per user per year, Refinitiv about $22,000 and FactSet around $12,000. A Fincept Terminal Enterprise seat is $180 to $540 per user per year — up to 99% less — and includes multi-agent research and a quant lab the legacy terminals do not offer.

They are still available, on the open-source page. Credit packs are a one-time purchase for programmatic access to the Fincept REST API and are a separate product from a terminal seat — an Enterprise seat already includes a far larger usage allowance of its own.

Major credit and debit cards, net banking and UPI, processed by Cashfree — a PCI-DSS compliant gateway. Card details never touch our servers. Each purchase is a single charge, not a subscription. Your plan activates when their signed confirmation reaches our billing service, usually within seconds.

Start With a Single Seat

Create an Enterprise account, pick a plan, and the terminal signs in with the same login.

Create Enterprise AccountBook a Demo