Simple, Transparent Pricing
API credits are a one-time purchase — no subscriptions, no surprises. Fincept Terminal Enterprise seats are billed per user, per month.
Credit Packs
For programmatic access to the Fincept REST API. Buy once, use at your own pace.
Fincept Terminal Enterprise
The private edition of the terminal — proprietary data, advanced research agents, and institutional security controls. Billed per user, per month.
- → 1 user seat
- → Enterprise desktop terminal
- → Private & proprietary datasets
- → Advanced AI research agents
- → Priority email support
- → Everything in Starter
- → Higher API & AI usage limits
- → Multi-agent deep research
- → Private dataroom for your documents
- → Single sign-on (SSO)
- → Priority support with SLA
- → Everything in Professional
- → Highest usage limits
- → SAML SSO, audit logs & RBAC
- → Dedicated data isolation
- → Dedicated account manager
- → Onboarding & custom integrations
The open-source terminal stays free forever. Compare editions →
Frequently Asked Questions
No. Every credit pack is a one-time purchase — you pay once and receive a fixed number of API credits with no recurring charges, no auto-renewal, and no hidden fees. You are in full control of when and what you buy.
Yes. You can purchase additional credit packs at any time from your dashboard. Each purchase is independent — credits are added to your account immediately after payment is confirmed.
Yes. Each credit pack has a validity window (shown on the plan card). Credits must be used within that period. The validity starts from the date of purchase, not from first use.
We accept all major credit and debit cards, net banking, and UPI through Cashfree — a PCI-DSS compliant payment gateway. All transactions are encrypted and secure.
Yes. The Free plan gives you a one-time credit allocation to explore the platform — no credit card required. Free credits do not expire and are a great way to evaluate the API before committing to a paid pack.
Rate limits vary by pack. Free: 10 req/min. Basic: 30 req/min. Standard: 60 req/min. Pro: 120 req/min. Enterprise: custom limits — contact us for details.
They are separate products. API credit packs are a one-time purchase for programmatic access to the Fincept REST API. An Enterprise seat is a monthly per-user subscription for the private Fincept Terminal Enterprise application — proprietary data, advanced research agents, and institutional security controls.